Therapy & Assessment Rates in Cincinnati, Ohio
Hello Mental Health is a self-pay psychology practice in Cincinnati. Individual therapy is $215 per session and couples therapy is $245. Psychological assessments range from $325 to $1,400. Every rate is listed below, in plain terms, with no surprises.
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Rates effective May 2026. Fees are the same whether you meet in person or by telehealth.
| Service | Session length | Rate |
|---|---|---|
| Individual (outpatient) therapy | 50 minutes | $215 |
| Couples therapy | 50 minutes | $245 |
| ESA (emotional support animal) letter evaluation | 90 minutes | $325 |
| Mood & personality diagnostic assessment | Multi-part evaluation | $1,000 |
| ADHD assessment | Assessment measures + 90-minute interview + written report | $1,400 |
| Ketamine integration therapy | 50 minutes | $215 |
| Additional documentation (school or workplace accommodation forms) | Per request | $215 |
A Good Faith Estimate of charges is available on request before you schedule, in line with the federal No Surprises Act. Appointments cancelled within 48 hours of the scheduled time are charged the full session fee.
Insurance & Payment Options
We are not in-network with most insurance plans, but you have several ways to pay — and to seek reimbursement.
| Service | Lyra EAP | Custom Design Benefits | HSA / FSA | CareCredit | Self-Pay / Out-of-Network |
|---|---|---|---|---|---|
| Individual therapy | ✓ | ✓ | ✓ | ✓ | ✓ |
| Couples therapy | — | — | ✓ | ✓ | ✓ |
| Ketamine integration therapy | ✓ | ✓ | ✓ | ✓ | ✓ |
| ADHD assessments | — | — | ✓ | ✓ | ✓ |
| ESA letter evaluations | — | — | ✓ | ✓ | ✓ |
How payment works
We are in-network with the Custom Design Benefits TrueCost Plan and with Lyra EAP. For every other plan, Hello Mental Health is an out-of-network, self-pay practice. We accept major credit and debit cards, HSA and FSA cards, and CareCredit financing, and payment is collected at the time of service. We cannot bill your insurance directly, but we will gladly provide a superbill — an itemized receipt — so you can ask your insurer about out-of-network reimbursement. Please note that you remain responsible for the full fee regardless of what your insurer chooses to reimburse.
Why Many Clients Choose Self-Pay With Us
Choosing self-pay is not about making care harder to reach. It is what lets us protect the quality of that care.
Insurance contracts quietly shape therapy — how many clients a clinician must see, how long treatment can last, which approaches are allowed, and what gets written into your permanent medical record. By stepping outside most of those contracts, we keep those decisions where they belong: between you and your psychologist. Here is what that protects.
- Doctoral-level clinicians with time for you. You work with licensed PhD and PsyD psychologists who carry sustainable caseloads, so they bring real energy and presence to every session.
- Quality over volume. Because we are not chasing insurance quotas, our clinicians can offer more consistency, better availability, and stronger therapeutic relationships.
- Care matched to you. Treatment is personalized to your goals and pace — not forced into the fixed packages or session limits an insurance panel would impose.
- Privacy and dignity. Insurance typically requires a formal diagnosis that enters your broader medical record. Self-pay lets you decide how your story is documented.
- Clear costs, no surprises. You know the fee up front — no denied claims, no unexpected copays. We provide superbills if you want to pursue out-of-network reimbursement.
- Room for the whole picture. Assessments, couples and family work, and ketamine integration get the time and attention they actually need.
Rates & Payment FAQs
Direct answers to the questions we hear most.
How much does therapy cost at Hello Mental Health?
Individual therapy and ketamine integration therapy are each $215 per session, and couples therapy is $245 per session. Psychological assessments are priced separately: an ADHD assessment is $1,400, a mood and personality diagnostic assessment is $1,000, and an ESA letter evaluation is $325.
Does Hello Mental Health take insurance?
We are primarily a self-pay, out-of-network practice. We are in-network with the Custom Design Benefits TrueCost Plan and with Lyra EAP. For all other plans we provide a superbill so you can seek out-of-network reimbursement from your insurer.
What payment methods do you accept?
We accept major credit and debit cards, HSA and FSA cards, and CareCredit financing. Payment is collected at the time of service.
Can I use my HSA or FSA to pay for therapy?
Yes. We accept Health Savings Account (HSA) and Flexible Spending Account (FSA) cards for both therapy and assessment services.
Do you offer a sliding scale or lower-cost therapy?
We do not offer a sliding scale. We know our rates are not accessible for everyone, so we maintain a list of lower-cost and sliding-scale mental health resources across Greater Cincinnati — see the section below.
What is your cancellation policy?
Appointments cancelled within 48 hours of the scheduled session are charged the full session fee.
Can I get a cost estimate before I schedule?
Yes. Under the federal No Surprises Act, you can request a Good Faith Estimate of charges before scheduling. Just ask our Practice Coordinator and we will prepare one for you.
If our rates are not the right fit right now
We understand cost can be a real barrier to mental health care. We maintain a current list of lower-cost and sliding-scale mental health resources across Greater Cincinnati so you can find support that fits your budget.
Ready to take the next step?
Start with a free 15-minute call. Our Practice Coordinator will help match you with the right psychologist and service.
Schedule Your Free Call